Professional Negligence Examples

Capitol Special Risks is a niche wholesaler specializing in professional and management liability coverages. Professional liability for directors, public officers, insurance agents, and other professionals is essential. People often ask for examples of professional negligence. We have shared some here.

 

In the healthcare field, medical malpractice is serious. Perhaps your client is an allied healthcare provider that could be accused of injuring a client, a medical marijuana clinic owner accused of improperly filling out a prescription for medicinal marijuana or a doctor or dentist accused of making a harmful (or deadly) mistake.

 

Financial professionals find themselves the objects of litigation when things go wrong. Unhappy clients sue banks, lending institutions, venture capital funds, and financial advisors for mishandling assets. Lawsuits do not only arise from poor investments; failing to advise a client about tax implications or breaching confidentiality can also trigger a complaint.

 

Media professionals risk professional misconduct. So do specialties like Privacy & Network Security which have been increasingly under attack by hackers. Architects can also be liable if they fail to identify a severe structural problem.

 

There are many other relevant professions and possible scenarios. Generally, a professional holding a position requiring expertise could be accused of professional negligence if they fail to perform to the profession’s standards.

 

Generally, people sue for damages if:

• They lose money
• They’re injured, or a customer is hurt
• If someone dies (the family might sue)

 

Typically, a successful claim will demonstrate that the services were not up to the profession’s standards.

 

Contact the professional liability insurance specialists at CSRisks to learn how to help your clients protect their livelihood.